Terms and Conditions – US Online Casinos

About This Website and These Terms

This page sets out the terms and conditions that govern your use of eliaspatrik.com ("the site," "we," "us"). By browsing or using this site, you agree to the terms described here. If you do not agree, please do not use the site. These terms apply to all visitors, regardless of how you arrived here.

eliaspatrik.com is an independent comparison and review website. We research, evaluate and present information about online casinos available to residents of the United States. We do not operate a casino, accept wagers, process deposits or hold any player funds. Everything on this site is editorial in nature.

Who This Site Is For

This site is intended for adults in the United States who are considering using real-money online casinos for entertainment purposes. The following conditions apply to all users:

Minimum age: You must be at least 21 years old to gamble online legally in most US states. Some activities and jurisdictions may set the threshold at 18. It is your responsibility to know and comply with the age requirement in your state.
Physical location: Legal online gambling in the US is determined at the state level. You must be physically located within a state that permits the type of online gambling you intend to participate in at the time you play.
Residency and eligibility: Some casinos and states impose additional residency requirements. Always check the operator's own terms before registering an account.
Legal responsibility: It is your sole responsibility to verify that online gambling is lawful in your jurisdiction before taking part.

We make no representation that the casinos listed on this site are available, legal or appropriate in every US state. The legal landscape for online gambling in the US changes frequently, and you should satisfy yourself of the current position in your location.

The Nature of Our Content

All reviews, ratings, rankings and comparisons on this site reflect the independent editorial judgment of our team, based on research and publicly available information. Ratings are editorial scores and are not customer review aggregates or independently audited assessments. We do not claim to have deposited, wagered or withdrawn funds at every casino we cover. Our assessments are based on verified information gathered through research.

Offer details — including bonus amounts, free spin counts, wagering requirements and other terms — are accurate as of the date shown on each page. Casino operators change their promotions frequently. Always visit the casino's own website and read its full bonus terms before claiming any offer. We accept no liability for discrepancies between what is displayed here and what an operator currently provides.

Nothing on this site constitutes financial, legal or gambling advice. All content is for informational and entertainment purposes only.

Commercial Relationships and Editorial Independence

eliaspatrik.com earns revenue through affiliate partnerships. If you navigate to a casino via a link on this site and subsequently register an account, we may receive a commission from the operator. This arrangement does not influence our editorial rankings or assessments. Operators cannot pay to improve their position on this site, and commercial relationships are not a factor in how we score or describe any casino.

Where an operator appears on this site, it is because we believe it meets a reasonable threshold for quality, licensing and player fairness based on our research. The presence of a casino on this site is not a guarantee of its suitability for you personally.

Our About Us page explains our review methodology in more detail, including the factors we consider when assessing a casino.

Bonuses, Offers and Wagering Requirements

Bonuses and promotional offers listed on this site are subject to conditions set entirely by the individual casino operator. Before claiming any bonus, you should read and understand the following:

Wagering requirements: Most bonuses require you to wager the bonus amount, the deposit amount, or both, a specified number of times before you can withdraw. These requirements vary significantly between operators.
Game restrictions: Not all games contribute equally to wagering requirements. Some games may be excluded entirely from bonus play.
Expiry dates: Bonuses and free spins typically expire within a set period. Unused bonus funds or spins may be forfeited after the deadline.
Maximum withdrawal limits: Many bonuses cap the amount you can withdraw from winnings generated with bonus funds.
Eligibility conditions: Some offers are restricted to new players, specific payment methods, or players in certain states.

We present headline offer details alongside material conditions wherever they are known at the time of publication. These conditions sit next to the offer they qualify, not in a separate disclaimer. Even so, the operator's own current terms always take precedence.

Payment Methods and Banking

The casinos featured on this site accept a range of deposit and withdrawal methods commonly available to US players. These typically include ACH bank transfers, debit cards, online banking services, digital wallets, cryptocurrency, online cash transfer services, and in some cases cash deposits at partner locations. Availability varies by operator and by state.

Before depositing, be aware of the following general considerations:

Processing times for withdrawals vary. ACH transfers and bank wires typically take longer than digital wallet withdrawals. Cryptocurrency withdrawals are often the fastest option.
Some methods attract fees on the operator's side. Check the casino's cashier section for a full schedule before you transact.
Most licensed casinos require identity verification (KYC) before they will process a withdrawal. You will typically need to provide a government-issued photo ID, proof of address, and sometimes proof of payment method. Submitting these documents promptly reduces delays.
Withdrawal limits — both minimum and maximum — differ between operators and payment methods. These are set by the casino and not by this site.

Game Fairness, RTP and Security

Reputable online casinos use certified random number generators (RNGs) to determine the outcome of digital games such as slots, virtual table games and video poker. These RNGs are typically tested and certified by independent laboratories. Live dealer games use physical equipment dealt by human dealers and streamed in real time, rather than software-generated outcomes.

Return to Player (RTP) percentages are long-term statistical averages calculated across millions of game rounds. An RTP of 96% means that, over an extended period, the game returns 96 cents for every dollar wagered on average. It is not a prediction of what any individual player will win or lose in any given session. Outcomes in any single session are random and can differ substantially from the stated RTP.

All games carry a built-in house edge. There is no strategy, system or technique that guarantees a profit or eliminates the house advantage. Do not gamble with money you cannot afford to lose, and never expect a guaranteed return.

We recommend using only casinos that operate with HTTPS encryption across their entire site. This protects your personal and financial information during transmission. Where supported, enable two-factor authentication on your casino account and use a strong, unique password.

Licensing and Regulation

Online gambling regulation in the United States is handled at the state level. States such as New Jersey, Michigan, Pennsylvania, Connecticut and West Virginia have established licensing frameworks for legal online casino operations. In other states, legal online casino gambling may not be available.

The casinos we feature and review have been assessed based on publicly available information about their licensing and operating credentials. However, the regulatory landscape is subject to change, and we cannot guarantee that every casino listed holds a current valid licence in your specific state at the time you visit this site. Always verify a casino's licence status directly with the relevant state gaming authority before depositing funds.

Licensing matters because it creates a framework of consumer protection. Licensed operators are subject to oversight, required to maintain segregated player funds in some jurisdictions, and must offer tools to support responsible gambling. Unlicensed operators carry significantly higher risk for players.

Responsible Gambling

Gambling is entertainment. It is not a reliable source of income, and losses are always possible. If gambling stops being enjoyable, or if it begins to affect your finances, relationships or mental health, it is time to seek support.

Before you play, we strongly recommend setting clear limits on deposits, session time and losses, using the responsible gambling tools available at the casino you choose. Our dedicated Responsible Gambling page provides detailed guidance, including how to set limits, self-exclude, and access support services.

Self-exclusion programmes are available through individual casino operators and, in regulated states, through state-level programmes. These allow you to restrict your own access to gambling for a defined period or indefinitely.

Key national support resources available to US residents include:

National Problem Gambling Helpline: 1-800-522-4700 (call or text, 24/7)
Gamblers Anonymous: ga.org — peer support groups across the country
National Council on Problem Gambling: ncpgambling.org — resources, research and state-specific programme finder

You should never gamble with borrowed money. Never chase losses. Never gamble when impaired by alcohol or medication. If you are concerned about your own gambling or that of someone close to you, contact the helpline above.

Intellectual Property

All content on this site — including text, ratings, comparison tables, editorial assessments and page structure — is the property of eliaspatrik.com or its contributors and is protected by applicable copyright law. You may not reproduce, republish, scrape or redistribute any content from this site without prior written permission.

Casino names, logos and trademarks referenced on this site remain the property of their respective owners. Their appearance here does not imply any endorsement of this site by those operators.

Third-Party Links and Operator Responsibility

This site contains links to third-party casino websites. Once you leave eliaspatrik.com, you are subject to the terms, conditions and privacy policies of the site you visit. We have no control over the content, practices or availability of external websites and accept no liability for anything that occurs once you leave this site.

The casinos listed here operate their own platforms independently. Any dispute about account access, bonus terms, game outcomes, withdrawals or customer service is a matter between you and the casino operator. We can help signpost you to the right contact — our Contact Us page is available if you need to reach us — but we are not a party to any agreement between you and a casino.

Limitation of Liability

eliaspatrik.com provides all information on an "as is" basis. While we take reasonable steps to ensure accuracy, we make no warranties, express or implied, about the completeness, accuracy or timeliness of any content. We are not liable for any loss — financial or otherwise — arising from your use of this site or from decisions made based on information published here.

In particular, we accept no liability for: losses incurred while gambling at any casino listed on this site; inaccurate or outdated bonus or offer details; changes to a casino's licensing status; or technical failures on third-party platforms.

Changes to These Terms

We may update these terms at any time. The date shown on this page reflects the most recent revision. Continued use of the site after any update constitutes acceptance of the revised terms. If you have questions about anything on this page, please use the Contact Us page to get in touch.

These terms were last reviewed on August 12, 2026. This site is operated independently and is not affiliated with any casino operator, state gaming authority or gambling regulator.